Apparently, USDA (who we were getting our loan through) has run out of funds... .Isn't that just GREAT news to hear the day after we were suppose to be signing? So after 3 months of underwriting and negotiations, no USDA loan for us.
So now instead of 0% down, we have to go with a FHA loan and come up with 3.5% ($6,500) out of thin air in 2 weeks and pray we can close before the June 30th deadline and that the sellers grant us the extension.
Our Skype Converstation from yesterday:
Stephen Rhyne: We will get through this
Stephen Rhyne: I am big strong manly Husband leader
Stephen Rhyne: I will pick you up
Stephen Rhyne: and drag you across the finish line
Stephen Rhyne: if I have to!
Melissa Rhyne: you already are...
Stephen Rhyne: NP, I have been riding on your back for how many years?
Stephen Rhyne: I am big strong manly Husband leader
Stephen Rhyne: I will pick you up
Stephen Rhyne: and drag you across the finish line
Stephen Rhyne: if I have to!
Melissa Rhyne: you already are...
Stephen Rhyne: NP, I have been riding on your back for how many years?
This last year could have ruined our marriage completely.
Launching a new business endeavor
Living with 5 people in 400 sq ft
Living with the in-laws
But we are going to make it through. Stephen is my rock (after God, of course). But I am truely understanding the power and God's intention of marriage. He is my strength when I am weak and I feel so blessed to be his wife.
Who would have thought, that after an impromptu-eloped marriage after being engaged for 5 months would be working out like this? Stronger than ever?
Looking back at these pictures (March 3rd, 2005), I can't wait for our 10 year renewal, in 5 more years. Since none of our family was there the first time around, we are doing the whole thing over again, in the same place, in Waikiki, HI. The kids will be in it, and it will be a blast.
Ok, now I feel better.
