Drag me (a more personal note)

Who would have thought that buying this lil' dinky house in the country would be so difficult.

Apparently, USDA (who we were getting our loan through) has run out of funds... .Isn't that just GREAT news to hear the day after we were suppose to be signing? So after 3 months of underwriting and negotiations, no USDA loan for us.

 So now instead of 0% down, we have to go with a FHA loan and come up with 3.5% ($6,500) out of thin air in 2 weeks and pray we can close before the June 30th deadline and that the sellers grant us the extension.

Our Skype Converstation from yesterday:

 Stephen Rhyne: We will get through this
 Stephen Rhyne: I am big strong manly Husband leader
 Stephen Rhyne: I will pick you up
 Stephen Rhyne: and drag you across the finish line
 Stephen Rhyne: if I have to!
 Melissa Rhyne: you already are...
 Stephen Rhyne: NP, I have been riding on your back for how many years?

This last year could have ruined our marriage completely. 

Launching a new business endeavor

Living with 5 people in 400 sq ft

Living with the in-laws

But we are going to make it through. Stephen is my rock (after God, of course). But I am truely understanding the  power and God's intention of  marriage. He is my strength  when I am weak and I feel so blessed to be his wife.

Who would have thought, that after an impromptu-eloped marriage after being engaged for 5 months would be working out like this?  Stronger than ever?

Looking back at these pictures (March 3rd, 2005), I can't wait for our 10 year renewal, in 5 more years.  Since none of our family was there the first time around, we are doing the whole thing over again, in the same place, in Waikiki, HI. The kids will be in it, and it will be a blast.

Ok, now I feel better.

Housing

I guess I should update about our housing situation.
We've been in negotiations for this house


We got mutual acceptance for $180,000... It is right in the middle of town, backs to a playfield of an old elementary school and has a good size back yard. It is 1350 sq ft with 3 bedrooms and 2 baths. It obviously needs some work, a lot of work, but that's what I am for.

But upon our inspection last week (3/11/10), we found tons of things wrong with it. The roof is in REALLY rough shape, as in needs an entire new roof; all the electrical needs updating and so does the plumbing; and the front of the house is starting to sink so it needs new footings poured.

Pretty much, this house will never be able to be funded by a bank unless they fix this stuff because it just won't appraise. So, we wrote up our inspection report and are asking them to fix pretty much EVERYTHING. So today they are bringing in contractors to see how much it will all cost. So, they have til Tuesday at 9pm to let us know what they have decided.

If they don't fix everything, we will be walking away and getting our earnest money back. A few other better properties have come on the market since we made an offer on this one, so I am almost hoping that they don't want to fix it, but either way, I'm just happy to get a house.

But I am praying God's will be done.


WEIGHT LOSS: I finally dropped below my 172 plateau. Was 171.0 this morning... 11 lbs to go! But my BMI is 24.5, finally in the "normal weight" range. Wahoo!!